Producers in Ten More States Can Use AGR-Lite Insurance Ajusted Gross Revenue-Lite plan of farm insurance expands to ten new states. Published on: Nov 2, 2006 Tweet Post to Your Wall. Email Story RSS Permalink Print The Adjusted Gross Revenue-Lite (AGR-Lite) plan of insurance, which protects against revenue losses due to unavoidable natural disasters and revenue fluctuations, will expand into ten new states in 2007, Agriculture Secretary Mike Johanns announced Thursday. With the addition of Ariz., Colo., Kan., Minn., Mont., Nev., N.M., Utah, Wis., and Wyo., AGR-Lite will be available in 28 states. "This insurance is a useful risk management tool, particularly for small diversified producers," says Johanns. "It is based on individual farm revenue, so producers are offered a great deal of flexibility in how they manage their farm or ranch operations." AGR-Lite can stand alone or be used in conjunction with most other federal crop insurance plans. It provides insurance coverage for multiple agricultural commodities under one insurance product and establishes revenue as a common denominator of insurance for all agricultural commodities on that farm. Policies are limited to a maximum annual liability of $1 million. The plan uses 5-year historical farm revenues from tax returns to determine a guaranteed level of revenue. Most farm-raised crops, animals, and animals products are eligible for protection.