John Deere Risk Protection Ties Crop Insurance to Equipment Used

Unique policy leverages use of Deere 600C Series corn head to downed corn payments.

Published on: Jan 15, 2010

In an interesting twist of actuarials and technology, John Deere Risk Protection is offering a new crop insurance policy -- specifically for growers using the Deere 600C Series corn head.


The Production Plan -- John Deere 600C Harvest Endorsement -- is aimed at expanding the coverage JDRP offers to protect against losses from downed corn due to wind storms. It provides coverage for growers who produce field corn for grain and who suffer a production loss associated with wind which cannot be recovered with a Deere 600C.


The policy takes advantage of the 600C's capability, says JDRP president Don Preusser. "A grower simply needs to harvest the wind-damage corn with a 600C Series corn head and provide the adjuster with the amount of production from the wind-damage crop. Our adjuster then determines the amount of unrecovered corn -- arriving at an accurate estimate of loss due to the wind. If the grower's wind damage exceeds 5% of his or her unit production plan guarantee, indemnity payments may be in order."


The Harvest Endorsement works as an extension of a grower's Production Crop-Hail Plan by adding the wind as a peril. To qualify, an underlying crop-hail policy with JDRP is required. Currently the new policy is available in Colorado, Iowa, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Ohio, South Dakota and Wisconsin.


For more information on the JDRP 600C endorsement, visit