Having a little extra money is a good problem to have. In my household, after several years of belt tightening, there might be a little extra, which spurred plenty of discussion about home and yard improvements.
Twice this winter the furnace, which is a 60-year-old boiler, left us heatless. To be honest, it's a wonder it didn't happen sooner… maintenance on the old beast has been scarce. Ignoring it seemed easier and cheaper than dealing with it – at least at first.